REO Appraisals in Saint Charles CountyHouses that have gone back to the bank's possession and homes in foreclosure create special appraisal difficulties.When there is a home in foreclosure, it's important to differentiate market value versus a "quick disposition" price to know your potential charge-off liability. Advantage Appraisal Associates has the experience in both furnishing snapshots of market value for our mortgage originating clients, in addition to "quick sale" forecasts that take into consideration your pressing needs.
Owners of property in foreclosure, of course, can present specific challenges: They could be uncooperative when it comes to allowing an inspection of the house. If they moved out of the house already, they might have neglected care of the home for a long time - or worse, ransacked the property.
You'll be interested in an expedited disposition if the property has returned to bank owned. So you may want to know and examine three values: "as-is", "as repaired", and "quick sale". These symbolize: |